LOAN TYPES

PURPOSE

REQUIREMENTS

Secured Term Loan

Capex. Property. Equipment. Repay debt.

Strong balance sheet. Assets for collateral. 

Business Equity

Operational expenses. Revolving facility.

Property for collateral. First or second mortgage. 

Unsecured Loan

General business needs.

Good trading and credit history. 

Line of Credit

Revolving facility. Interest payable only on funds used.

Strong business with a good credit history. Business collateral and personal guarantees.

Invoice Financing

Cash flow management. 

B2B only. Short term and long-term facilities.

Supply Chain Finance

Cash flow. Allows for timely supplier payments.

May be unsecured if trade insured. B2B only.

Trade Finance

Funds to import goods or pay suppliers

Collateral required.

Equipment Finance

Vehicles and equipment. Chattel mortgage or lease arrangements common.

Equipment generally used as security. 

Merchant Advance

General business needs. Loan amount is a portion of turnover.

Mostly retailers. A portion of daily sales receipts is deducted to repay the debt.

Featured Loan

Line of Credit

  • Revolving facility
  • $10,000 to $500,000
  • No set up fees
  • Annual fee $395
  • 5 Year term
  • Weekly or monthly repayments
  • No penalty for extra repayments
  • Rates from 14.95% p.a. 
  • 24 hour application turnaround from provision of all required information
  • Online portal allows for easy account management

Featured Loan

Working Capital Finance

  • Available to start ups and credit impaired clients
  • No real estate security
  • Invoice minimum $10,000
  • Sell one invoice or multiple
  • Receive 80% upfront, the rest when your customer pays
  • Maximum repayment period 60 days
  • No contract
  • Quick Turnaround
  • No application fee
  • Can insure customer against default

Featured Loan

Unsecured Business Loan

  • Minimum 1 year in business
  • Annual revenue of $100,000
  • May borrow $10,000 - $250,000
  • Loan term is 6 months to 2 years
  • Upfront fee 2.5% of the loan amount applies
  • Daily or weekly repayment
  • Repayments automatically deducted from your account
  • Rates based on credit assessment
  • Online application
  • Funds by next business day

Feature Articles

Recent Offers

  • Cash flow & Working Capital
  • Trade Finance
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